Live monitoring · All major UK banks

Know the moment
your money moves.

Payment monitoring and fraud alerts for UK business bank accounts. Catch suspicious payments in real time — before they become losses.

Start free → See how it works
🔒 Read-only · Floo cannot move money
⚡ Alerts in under 60 seconds
🏦 TrueLayer Open Banking
🇬🇧 Built for UK businesses
app.tryfloouk.com/dashboard
Overview Transactions Alerts Approvals Rules Settings
Acme Ltd
Transactions today
24
£142,800 outflow
High risk
2
Immediate review
Medium risk
5
Review soon
Clear
17
No issues
Pending approval
3
Second sign-off
Live transactions ● TrueLayer
Apex Logistics Ltd
14:23 · New payee · Out of hours
-£45,000
Global Trade Partners
13:47 · Large payment
-£12,500
HMRC Corporation Tax
11:02 · Known payee
-£8,240
Reed Recruitment Ltd
10:15 · Duplicate detected
-£3,600
Recent alerts
🔴 HIGH RISK — £45,000
First payment to Apex Logistics · Out of hours · Exceeds threshold
🟡 MEDIUM — £3,600
Duplicate to Reed Recruitment within 24 hours

Connects to all major UK business banks via TrueLayer Open Banking

B
Barclays
H
HSBC
L
Lloyds
N
NatWest
S
Santander
★
Starling
M
Monzo Business
T
Tide
V
Virgin Money
M
Metro Bank
R
Revolut Business
B
Barclays
H
HSBC
L
Lloyds
N
NatWest
S
Santander
★
Starling
M
Monzo Business
T
Tide
What Floo does

Everything your finance
team actually needs.

Floo sits between your bank and your team — catching problems before they become losses.

⚡
Real-time alerts
Every outgoing payment is scored the moment it leaves your account. High-risk payments trigger instant email and Slack alerts with an AI explanation.
Under 60 seconds →
✅
Four-eyes approval
Payments above your threshold require a second person's approval. One-click email — no login required. Enforces the FCA-recommended four-eyes principle.
Key differentiator →
🏦
Direct bank connection
Connects via TrueLayer regulated Open Banking. Read-only — Floo can see everything but cannot move money. FCA regulated. GDPR compliant.
50+ UK banks →
🧠
Behavioural analysis
After 5 transactions, Floo builds a model of your normal payment patterns and flags deviations — catching subtle fraud that static rules alone miss.
Powered by Claude AI →
📄
Duplicate detection
Automatically flags when the same amount goes to the same payee twice in 24 hours. One of the most common and costly finance team mistakes.
Saves real money →
📊
Audit trail
Every alert, approval, and decision is logged. Monthly summary reports for accountants. VAT-period monitoring. Full compliance trail.
Accountant-ready →
Simple setup

Live in under 5 minutes.

No code. No IT team. No complex setup. Connect your bank and Floo starts watching immediately.

01
Create account
Sign up with your business email and choose your plan. Takes 60 seconds.
02
Connect bank
Authorise read-only access via TrueLayer. Supports all major UK banks.
03
Configure rules
Set your thresholds, approval limits, and alert channels. Sensible defaults pre-loaded.
04
Floo watches
Every payment scored in real time. Alerts fire the moment something looks wrong.
Who uses Floo

Built for the people
who handle the money.

Designed for UK SMEs and the accountants who look after them — not enterprise compliance teams.

🏢
UK SMEs &
Finance Teams
For businesses with regular supplier payments, multiple team members, and a need to protect cash flow.
  • Know instantly when a large payment leaves the account
  • Catch duplicate invoices before they hit the bank
  • Require a second sign-off on large payments
  • Detect APP fraud and new beneficiary changes
  • Give remote finance teams real-time visibility
📋
Accountants &
Bookkeepers
The monitoring layer between your client's bank and their finance process — protecting them without replacing your role.
  • Monitor client accounts without full bank access
  • Monthly payment summaries for reconciliation
  • Heightened alerts during VAT return periods
  • Full audit trail of every flagged transaction
  • Partner plans available for practices
£213M
Lost to APP fraud by UK businesses in 2023 — Floo detects the patterns in seconds
<60s
From transaction to alert — giving you the window to contact your bank
8+
Detection rules running on every transaction, plus AI behavioural analysis on top
Simple pricing

One price. No surprises.

Monthly subscription. Cancel anytime. No setup fees. No per-alert charges.

Starter
£29
per month
For small businesses that need basic payment visibility.
  • 1 connected bank account
  • Email alerts
  • 8 detection rules
  • Behavioural analysis
  • Nico AI assistant
  • Slack alerts
  • Approval workflow
  • Team members
Get started →
Most popular
Growth
£79
per month
For growing businesses with a finance team.
  • 3 connected bank accounts
  • Email + Slack alerts
  • 8 detection rules
  • Behavioural analysis
  • Nico AI assistant
  • Approval workflow
  • Up to 3 team members
  • Unlimited accounts
Get started →
Business
£199
per month
For finance teams needing full control and audit trails.
  • Unlimited bank accounts
  • Email + Slack alerts
  • All detection rules
  • Behavioural analysis
  • Nico AI assistant
  • Full approval workflow
  • Unlimited team members
  • Monthly reports + audit trail
Get started →

Start protecting your
business payments today.

Connect your UK bank account in under 5 minutes.

Start free → Talk to us